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-   -   ~Through The Looking Glass~ A Quest for Ivvy~ updated 12-31-2016 (https://www.menewsha.com/forum/showthread.php?t=111858)

Shadami 04-13-2016 07:05 PM

I've super missed being here. I can't believe how crazy busy I've been (and how quiet its been since i got back here o.O) I've kind of been posting up every thread I stumble upon since I got back. In the middle of a huge transition period and everything is super overwhelming. I don't see an end to it yet, but i'm starting to see a light, like maybe we're getting close.

looking at a house this weekend even!

Queen_Andais 04-13-2016 07:50 PM

Hot damn! If you are looking to buy and have questions about escrow and title, let me know, that's what I do for living. [;)]

Shadami 04-13-2016 07:55 PM

omg you can help me a ton than. We're getting an FHA loan. They say that what we pay is going to go towards the mortgage(i think that's what it was) and towards estimated taxes on the house in some kind of escrow account. Does that mean that its going to be school, state, and any other taxes, or is it just going to be for state, and we would have to save for the others. I reallllly don't need any surprises.

Hubby's been the one dealing with them as I deal with tons of other stuff cause he's already living out by where we're trying to get so he knows the area better, and it would be meeting with the right representatives and stuff.

The Wandering Poet 04-13-2016 08:48 PM

Being in love isn't anything to gloat about. Be proud of your lurve.
I like hearing stories about people being super happy together.

Shadami 04-13-2016 08:51 PM

i try not to gush about my hubby myself. cause he's also an idiot . hehehe. oh and i can get going if i get started. so *zips lips*

and i currently miss him T.T being apart is so painful!!!!

Queen_Andais 04-13-2016 10:44 PM

Quote:

Originally Posted by Shadami (Post 1773608395)
omg you can help me a ton than. We're getting an FHA loan. They say that what we pay is going to go towards the mortgage(i think that's what it was) and towards estimated taxes on the house in some kind of escrow account. Does that mean that its going to be school, state, and any other taxes, or is it just going to be for state, and we would have to save for the others. I reallllly don't need any surprises.

Hubby's been the one dealing with them as I deal with tons of other stuff cause he's already living out by where we're trying to get so he knows the area better, and it would be meeting with the right representatives and stuff.

Shadami, that sounds like an impound account and you definitely want one! What they do is collect for your county taxes/state taxes through out the year and then when they come due they mortgage company pays them out of the account. Pretty cool right? This way you don't have to suddenly pony up three thousand dollars for taxes on the house.
FHA is a good way to go, they have some hoops for you to jump through, but nothing crazy. What state are you purchasing in, if you don't mind me asking? Might be able to answer more specifically if I know.
Quote:

Originally Posted by The Wandering Poet (Post 1773608418)
Being in love isn't anything to gloat about. Be proud of your lurve.
I like hearing stories about people being super happy together.

I will have to see if I can find some cute pictures of us together.
Quote:

Originally Posted by Shadami (Post 1773608419)
i try not to gush about my hubby myself. cause he's also an idiot . hehehe. oh and i can get going if i get started. so *zips lips*

and i currently miss him T.T being apart is so painful!!!!

I won't lie, my husband can be just as idiotic. I am an idiot myself. One of those things that makes us click. Ha ha.

Shadami 04-13-2016 11:11 PM

i'm still forcing myself not to get gushy about my hubby. But we had a zelda/pokemon/art themed wedding. and we rped on menewsha before we started dating during our flirting stage. I gotta get him to come back on the site too when our lives slow down a little. *breaks into gushing crys* I miss my hubby. T.T tomorrow is to far away!!!!

oh and New York state :]

Queen_Andais 04-14-2016 02:21 AM

New York might be a judicial state, can't remember. Either way, you definitely want the escrow impound account, very helpful.

Rodd and I met on Yahoo Personals, we've been inseparable ever since. Well, minus the times he was away because of the Navy.

Shadami 04-14-2016 02:31 AM

i met my hubby cause we both sat down at a table in our college cafeteria to join the same risk 2032 board game.

Queen_Andais 04-14-2016 03:11 AM

Shadami, that's fantastic! Rodd and I fell in love on the first date, been inseparable ever since. We be weird like that.

Oh crumb, I have to remember to order a cake for my friends son's birthday party next Saturday, April twenty third. Need to find a place that has Paw Patrol, he is crazy nuts for Paw Patrol. Very cute.

I've never actually played the game Risk. Might have to try it sometime.

Shadami 04-14-2016 01:40 PM

Walmart and.. i believe wegmans? as well will make paw patrol cakes. Pretty sure of that. i know they did frozen , but i'm pretty sure i saw paw patrol when i flipped through the cake directory.

oh god don't. Risk is a horribly difficult and obnoxious game. I hate it. xD It was the first time i ever played by the rules and the only reason i like it is cause i got his number from it and we were texting back and forth on how to take over the world in a secret alliance.

Queen_Andais 04-14-2016 02:25 PM

Risk feels like one of those games you should play once in your life, if just to say you played it. Kind of like, Life, Monopoly and Clue. All very good games to play with loved ones and hated enemies.

Shadami 04-14-2016 02:35 PM

i. loooove clue <3 its one of my favorite board games.

Queen_Andais 04-14-2016 02:43 PM

My friend's husband had never played it, so we ended up at Toys R Us one night after having dinner out. She and I were kind of buzzed, the husbands were sober. All four of us almost got kicked out of the store. Jen and I were running around playing tag and the guys were throwing Nerf footballs back and forth to each other over the tops of the shelves, aisles apart. Was pretty entertaining, not going to lie.

Shadami 04-14-2016 02:45 PM

did you manage to buy the game first? xD sounds like a great time.

Queen_Andais 04-14-2016 03:32 PM

We got to buy the game, no problem. We realized that we were skating on thin ice so we grabbed the game and go the hell out of there. I miss hanging with Jen and her husband, Mike. She was the younger sister I wish I had.

Shadami 04-14-2016 04:25 PM

That's awesome. xD Glad you guys had tons of fun. was the board game as fun :P

The Wandering Poet 04-14-2016 04:34 PM

So fun watching couples gush about their hubbies owo

Two idiots in love is the cutest thing ever. Love makes your brain go dumb, even the smartest people can act like children

Risk is so fun but I never get to play it anymore. I actually passed up buying a board game recently. No friends irl and all. Yall need to live closer to me! [illgetu]

Shadami 04-14-2016 04:36 PM

i completely agree. May i smash board games through the computer so that I can play with you? Cause i have a closet full of awesome board games and I want to play but there's no one near me either!

The Wandering Poet 04-14-2016 04:44 PM

And you're in new york! [illgetu] That's the opposite side of the states D:

I know there's one user that lives near me, a staff member but I can't remember which one... but still pretty far away sadly

Shadami 04-14-2016 05:18 PM

usually everyone I meet is clear across the country from me, or in another country. xD I don't meet people from even the east coast often, and if I do its usually Florida.

Queen_Andais 04-14-2016 09:08 PM

I am in Arizona. Poet, get your butt down here. There are lots of hospitals and medical down here, plenty of pharmacies and the cost of living is pretty good.

Met Mr. Wrong for lunch last month, outside of that only been facebook friends with some of the people from Menewsha.

The Wandering Poet 04-14-2016 10:01 PM

Arizona is nice and all but S/O can't live in that heat :(

Also... my current job is amazing... I really don't want to leave this job until I've managed a good bunch of work experience.

I lack facebook, but I use skype, though I've never gotten a skype invite from anything but bots. I also use Line for one person I know from another site.

Shadami 04-14-2016 10:04 PM

i haven't really met anyone from online.

Queen_Andais 04-15-2016 03:40 PM

Did you get a position at a pharmacy finally, Poet?

It's only super hot during specific times of the year, after that it's really nice here.


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