This is the character I'd be playing. Anyone else interested? I know there's no die roller here so just ignore the stats for the most part.

Kuni Shugenja 3

XP 135 / 135
Insight: 193
Honor: 1.5
Glory: 3.4
Status: 3

Initiative: 6k3
TNtbH Natural 20 = 15 (Reflexes 3) + 5 (Defense 5)
TNTbH Armored 25 = 15 (Reflexes 3) + 5 (Defense 5) +5 (Light Armor)

Fire 3
Agility 3
Intelligence 3

Air 2
Reflexes 3
Awareness 2

Earth 3
Stamina 3
Willpower 3

Water 3
Strength 3
Perception 3

Void 4

Skill
Anatomy (Autopsy) 3
Athletics 1
Calligraphy 1
Defense 5
Investigation (Notice) 3
Kenjutsu 5
Lore: Shadowlands 5
Medicine (Disease, Herbalism) 5
Meditation 1
Spellcraft (Maho) 3
Stealth 1

Advantages
Freindly Kami (Earth: Koji)
Strength of the Earth (-10)
Kaiu Blade

Disadvantages
Overconfident
Bitter Betrothal

Spells / Kiho
Sense (Innate)
Commune (Innate)
Summon (Innate)
Counterspell (Innate)
Jade Strike (Innate)
Earth Stagnation E1
Grasp of Earth (Innate) E2
Hands of Clay E1
The Fires that Cleanse F1
Fury of Osano-wo (Innate) F1
Path to Inner Peace (Innate) W1
Armor of Earth E2
The Ties that Bind W2

I have my katana and wakizashi and a dagger. The Kaiu blade is kept discrete.
Kimono, studded gloves, hair ornaments.
Netsuke, obi box. Black kiseru and tobacco (LOTS).
Sake cup from the governor, small sake bottle to carry with her for the road.
Sandals and a pair of split-toed socks.
Materials to spark the tobacco.
Two fingers of jade. One from her own supplies. The other thrown at her by Yuki.

Pretty sure that's everything.
Small in stature but with a big punch in personality Kuni Kaisho wears her hair in an unusual style, in twin buns on the top of her head, wrapped in silk with twin tails hanging down to her waist.. Carrying only a small pouch connected to her obi that cinces her tiny waist tightly is a small netsuke carved in the shape of a sake bottle with the name "Koji" carved on it where the vintage name would go. Hanging from that is the box where Kaisho stashed small amounts of sake and carries her kiseru and her supply of tabacco and means to smoke said tobacco. Her hair is shiny and skin unblemished though darkened by the sun a tad. Probably from getting drunk in the day and nodding off in the sun. She wears gloves that have no fingers and keeps only the palmof her hands protected and helps ad grip when weilding weapons. The knuckles are studded with metal that only decorates. Overall she seems very confident and on the surface, friendly. Young and vibrant she is far from unattractive but put her Crab sensibilities before buffing and polishing herself to a fine shine. She looks beautiful but looks like if she put just a little more effort into it, she would be stunning.