@Chi: That's exactly why I said "good" psychologists. :) One of my past professors absolutely refuses to take insurance because she doesn't want to have to diagnose her patients with something in order to get insurance money, yet she still wants to help them.

But yeah, the psych field is a bit of a mess...but then again, I believe that every last one of the health care fields in the U.S. is extremely screwed up at this point.

And considering the massive rates of anxiety and depression in today's society, I'm sure most people would go away with at least a warning.