I kind of do a little of this and that, but pencil + CG is definately what I use the most. I've tried sketching directly on the computer, but it just doesn't give me the kind of end result I want. As for CGing... well my coloring looks pretty horrible without the undo button. Coloring isn't my forte to begin with either (I know I know, I have to work on my weaknesses).

Yeah I always wish I would have more patience.